For some banks that led to the elimination of free Tera Gold

　　"It is outrageous that the extremists Tea Party are now going to cost Colorado $ 22 million U.S. grant, not only affect our future health, but also cost jobs." Fee, banks are now spread their costs more evenly among their clients. For some banks that led to the elimination of free Tera Gold checking or join rewards programs. Holders of credit cards have found their limits and reduced their interest rates increased. And with a new rule to take effect Saturday that restricts the ability of banks to make money at retailers, it also means paying for the privilege of reading your credit card. "I think we'll see a little more behavior change.

　　We do not know how spectacular it will be yet, "said Patricia Hewitt, Director of Mercator Advisory flow consulting firm. The move by Bank of America, the second largest bank by number of sites, could pave the way for other banks to introduce similar charges. Wells Fargo, the largest bank in the country, will begin testing costs $ 3 per month for five states starting October 14th. Chase sought a fee of $ 5 in February for some customers in Wisconsin, but has not expanded the program. Banks argue that the costs are among the unintended consequences of widespread financial overhaul passed by Congress last year. A provision sponsored by the Federal Reserve Sen.directed set of new guidelines for merchant fees banks charge each time a debit card is swiped.

　　The debate over these charges drag, also known as the exchange became the center of a battle of intense lobbying and expensive this summer as banks tried to roll back the law. After that effort failed, the Fed has issued rules that reduces the cost of 24 cents for a credit WOW Gold card transaction average of $ 38 - about half of what the industry had gathered. The new CAP will enter into force on Saturday and is expected to cost billions of dollars of banks. "I'm really surprised it took this long Bank of America," said Richard Hunt, president of the Consumer Bankers Association Council, a trade group. "This should be done when Congress became involved in pricing. "

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